The agentic workspace for credit operations.
See how operations teams at financial institutions are increasing their output by 50-100% while reducing risk. Your people stay in command of every decision that matters.
Goat Capital
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We help your operations team provide personalized financial services, faster.
Using frontier AI research and extensive expertise from building AI products at past companies, we’ve built the first AI platform for financial services that gets smarter and faster as you use it.
Steer every decision
Set up a streamlined workflow where each action can be carried out through AI chat or interactive user interface.
Approve at every step
Once the AI has learned from your demonstrations, you will begin to move faster and spend more time on high-value work as your focus switches to approving and correcting your AI’s decisions.
Automate with control
Once your AI carries out the work in a highly reliable manner, you can automate high-confidence decision-making while leaving low-confidence decisions in a manual queue to ensure edge cases are handled with care and the AI continues to learn from your demonstrations.
Guided by Industry Experts
“You’re basically making it so a paralegal could even do this, as opposed to a lawyer. There’s a lot of cool things about putting it all in one place.”
Chief Compliance Officer & General Counsel · Growth-Stage Fintech
“It would be a home run for us… this is what I envisioned the servicing world being. I haven’t seen this from anybody outside.”
Head of Servicing · Embedded Lender
“If you can do a lot of these things, you’re already ahead of the majority of the players in the industry.”
Head of Collections · Credit Card Fintech
“The better UIs, the better tools like this are going to help guide that agent quickly.”
Head of Collections · 25+ Year Industry Veteran
“That is very valuable to any lender out there, whether they’re revenue-based or a formal loan.”
Ex-CRO · $B+ Lender · 25+ Year Industry Veteran
Built on trust, by design.
Penetration tested
Independent third-party pen test, with findings remediated.
Security best practices
Encryption in transit and at rest, continuous vulnerability scanning, and VPN-gated access.
RBAC
Role-based access control, so the right people see the right work.
Compliance & Hallucination Guardrails
Your policies enforced on every workflow, before anything acts.
No Rip & Replace
Virescent sits on top of your existing systems. No lock-in: leave whenever you choose, with nothing for your team to unwind.
Audit Log
Every action is logged, whether taken by your team, the AI, or a third-party integration.
Full Transparency
You own and can see everything: your data, your models, and your prompts.
We help you test Virescent in small steps that reduce risk along the way.
A working session
A focused thirty-minute session with your team.
Try the sandbox
Test out the experience in our sandbox environment.
Connected, read-only
We sit on the systems you already run. Your team can be up and running with Virescent in days.
A pilot on one workflow
Hands-on with 1 of your employees to ensure adoption runs smoothly and the return on investment is obvious.
Collaborate on a full rollout
Choose how you want to roll out Virescent to your organization, with personalized AI training bootcamps with AI experts.
Built by the scientists behind the AI.
AI Expertise
Our team has experience building and deploying AI agents for small 20-person banks all the way up to Fortune 500 institutions serving 100 million customers.
Data Expertise
We understand how to manage AI risk at scale across various financial domains. We have led AI, machine learning, and experimentation efforts across onboarding, compliance, underwriting, credit risk, servicing, and collections.
Research Expertise
Our team has published in top research journals such as IEEE and PNAS and conducted research in the Laboratory for Information and Decision Systems at MIT, as well as the Stanford Graduate School of Business and Stanford Statistics Department.